Search Results Category: Uncategorized

Identity Theft Laws – How The Legal System Can Protect You

August 26, 2010 at 6:06 pm Filed in:Uncategorized No Comments

l information to carry out a crime under a false identity.

In 2003, the Federal Trade Commission said that reports of identity theft were up 33% from the year before, that they were aware of over 200,000 cases of identity theft in 2003. States with the most reported cases of identity theft were Arizona, Nevada, California, Texas, and Florida. And for almost three quarters of the fraud cases reported, the use of victims’ personal information was used for credit card, phone or utility, or bank fraud. They also found that, on average, the misuse of victims’ personal information lasted from three to six months and resulted in a total loss of about $5 billion to victims, plus over 300 million hours of personal time resolving the problems once discovered.

The 2003 FTC Survey reported over $50 billion in losses to business as a result of identity theft. They also reported that, in that year, each victim spent from $500 to $1200 and from 30 to 60 personal hours to have their credit problems resolved. Unfortunately, there is little hope that this trend will decrease in the near future. Identity theft seems to be getting easier, not harder, and the criminals are learning how to hide their crimes from victims longer and to hide their person from law enforcement altogether.

Unfortunately, there is no single database in the U.S. covering identity theft cases, and the Committee suspects that the number of crimes are vastly underreported. Classifying these crimes as identity theft varies from state to state and from police department to police department. The 2003 study revealed that 60% of victims of identity theft had not reported the crime to their police department! Only one in five had even reported the problem to their credit bureau.

Identity theft crimes are investigated at the federal level by federal agencies like the Secret Service and the FBI. The Department of Justice usually prosecutes the cases through a local U.S. Attorneys’ office. In 2000, U.S. Attorneys reported that they had filed over 2000 cases of identity theft across the country (compare this to the 9 million victims per year). That year, the Secret Service made over 3000 arrests, and average actual loses to victims in cases that were closed equaled over $46,000 each. The FBI reported 1425 convictions for identity theft, over a thousand of those for bank fraud. The Postal Inspection Service made a little over 1700 arrests in 2000. Even the IRS reported actual and suspected cases of identity theft in questionable tax returns in 2000, estimating that they had received around 150 thousand fraudulent returns and fraudulent claims for more than $750 million in refunds. Today, the federal government recognizes that identity theft is the fastest-growing financial crime in America.

One reason for the apparently low proportion of prosecutions and convictions for identity theft has been the government’s inability to define the specific crimes. In 1998, Congress passed the first law addressing identity theft, the Identity Theft and Assumption Deterrence Act, making identity theft a named federal crime and making it a little easier to prosecute. The Act made the Federal Trade Commission responsible for receipt of complaints and public education about identity theft.

The Identity Theft Penalty Enhancement Act of 2004 established penalties for aggravated identity theft, including those instances where identity theft was used to commit more serious crimes. The Fair and Accurate Credit Transactions Act of 2003 amended the Fair Credit Reporting Act to address identity theft and related consumer issues, making it possible for victims to work with creditors and credit bureaus to remove negative information due to identity theft in their credit report. The Internet False Identification Act of 2000 amended the older False Identification Crime Control Act of 1982 to encompass computer-aided false identity crimes. Violators face fines and/or imprisonment for producing or transferring false identification documents.

Experts encourage people to be proactive in taking steps to prevent and discover identity theft. Clearly, keeping it from happening in the first place is far less stressful than trying to resolve issues after identity theft crimes are committed. Here are a few of the things you can do to protect your personal financial information from identity theft criminals:

- Secure your personal information at all times. Don’t leave lists of account numbers unlocked, and don’t share your user IDs or passwords with ANYone. Maintain as much control over your personal financial information as you can.

- Don’t throw mail away if in contains any personal information, including your full name and address. Shred these documents before putting them in the garbage.

- Educate yourself about the techniques and tactics used in identity theft and protect yourself accordingly.

- Don’t share personal account information with anyone, including co-workers, friends, and roommates. Unless they are also responsible for paying your bills, they have no reason to have this information. And don’t give them your passwords without a very good reason. If you do share your passwords, change them as soon as possible.

- Shred unwanted and pre-approved credit applications, and have your name removed from those mailing lists.

- Be careful when you make purchases online to use only secure servers and to carefully guard your information. Do not keep a written list of passwords, and use passwords that are difficult to figure out (rather than something simple like your phone number).

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The Honest $10000 SPAM

August 26, 2010 at 6:06 pm Filed in:Uncategorized 25 Comments

What happens when an unbelievable offer of $10000 risk free money is actually genuine?

SpyNoMore Anti-Spyware.

August 26, 2010 at 6:06 pm Filed in:Uncategorized No Comments

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Five Threats to your Internet Security

August 26, 2010 at 6:03 pm Filed in:Uncategorized No Comments

The Internet is a very scary place. If you don’t have internet security software, you are playing a risky game. That’s a very simple and direct statement but a powerful one. I am sure most PC users have had some form of malware on the PC. We all have been the victim of a virus, spyware, adware, phishing or spam mail. All these have the potential to cause crippling damage to your PC, threaten your privacy or expose to your personal information.

Since 2004 online shopping, banking and digital trading has increased 25% each year. If you are performing any of these actions without the aid of internet security software, you are being very foolish and making hackers very happy. It has never been more risky to shop online. The Spam/Spyware industry alone has become a billion dollar underground network. Your information is valuable. Hackers are will to invest time and resources to obtain. Therefore, it is more important than ever to learn how to combat these threats with internet security software and educate yourself on safe surfing techniques. Here are the top five threats to your internet security.

1. Spyware

Spyware is an all inclusive term that includes most malware such as Trojans, adware, pop up ads, modified cookies, keyloggers etc. This term does not include virus which is engineered to replicates itself, not spy or steal. Spyware is usually engineered to watch your online activity and uncover security flaws. This is usually the first step in setting you up for some time information theft. Hackers have developed sophisticated tools such as keyloggers that can record every key you type. Yes that means passwords, banking information, and email entries can be uncovered using this software. A quick tip is to avoid free anti-spyware. This has been proven to be ineffective and sometime can be spyware itself. Remember that spyware works by exposing flaws in your internet security. So search for the anti-spyware program with a major magazine endorsement. Here is a link for more information on spyware removal. Visit the site below for more info a products for spyware removal.

2. Identity Theft.

Hackers can steal your information by a variety of methods. Once this information is gained, it will be used to make online purchases using your credit card data, divert paychecks and create false documents. Usually the top internet security software comes with some protection against this problem. An internet security suite may be your best bet to protect your online information. Quick tips to protect yourself against online ID theft are never provide your credit card info to any site that does not offer multiple forms of internet security to protect your transaction. Another key factor to search for is a major secure payment processor logos and information. And last but not least, please read the internet security warning before the payment is processed. It only natural that you protect yourself against this internet security threat.

3. Spam Mail

Spam Mail itself is not dangerous. However Spam mail can have malicious links that can do everything from cause your PC to be infected by a virus, introduce spyware, and attract more spam. A good internet spam filter is usually a good option. Using internet security software and some common sense will help you avoid be inundated with spam mail. Quick internet security tip: When typing your address into the net. Try using a combination of 13 letters and numbers. This will make it very difficult for address to be added spam mail list.

4. Phishing Mail

There is not doubt that you may have heard the term “phishing”. If you haven’t, you soon will because it’s a major internet security threat. This method has become one of the more popular ways to stealing vital information such as user names and password. This works by sending messages to your email account pretending to be trusted sites such as eBay, Paypal or your bank. The links redirect you to a fake site that mimics the trusted site. You type in your personal information and hacker using it to make online transactions with your info or your money. This is real threat to you internet security. The best way to avoid this is to update your web browser with phishing detection. Also other internet security software packages have great phishing detection systems such as Webroot’s Spysweeper and ZoneAlarm Internet Security Suite.

5. You!!

That’s right maybe the factor the poses the biggest threat to your internet security. Social engineering such as clicking on obvious spam mail links, downloading freeware and sharing files is a very dangerous practice on the net. By just investing in the best software and updating regularly, could save you from frustration and identity theft. This is the one category where the bargain bin should be avoided. Also, never download anything that is sent to your mail unless you have scanned it for spyware and viruses. However, in the age of digital sharing people often buck internet security by trading pictures, movies and files without hesitaion.

Are you surprised that computer viruses didn’t make the Top 5 internet security threats? There are several reasons for this is not considered the number one internet security threat. One is that the hackers have been shying away from the use of viruses because the technology is mint to disrupt and destroy your internet security. However, spyware is easier to develop and much more effective. Also, most computer users and Windows developers have taken the steps to protect themselves. Anti-virus programs are quite good and can usually respond to new viruses by updating the signature databases daily.

All in all you are responsible for that steps you take online. However, there is no need to risk loosing your valuable data or money because of lack of PC maintenance. Upgrade your computer by increases the amount of internet security measures. Feel confident that you done everything to protect yourself and enjoy everything the net has to offer.

Don’t waste your money on programs that cant protect your computer and your data. Here are a few links is a link that will give you a complete guide to internet security software.
http://www.delete-computer-history.com/internet-privacy-and-security-software.html

Car Buying Scams.

August 26, 2010 at 6:02 pm Filed in:Uncategorized No Comments

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Computer Security: How You Can Improve Yours

August 26, 2010 at 6:02 pm Filed in:Uncategorized No Comments

The objective behind the concept of computer security actually varies quite a bit depending on the use of the computer. Computer security may include the protection of specific information from corruption or theft, for example. In general this can impose specific requirements on computers in addition to most standard system requirements. There are a number of different typical approaches that can be taken when it comes to improving computer security, including the following:

- Physically limiting the access to a computer so that computer security will not be compromised by those who are granted access to use it.

- Utilizing hardware mechanisms that can create and impose rules for specific computer programs, allowing computer security to be imposed without requiring individual programs to implement it.

- Implementing operating system or OS mechanisms that are capable of creating and imposing rules that avoid having to trust programs on the computer.

- Implementing programming strategies that allow subversion to be resisted and make computer programs more dependable.

In most cases, the computer security devices that are put into place are dependent upon the application uses the computer is created for. Different computer systems require different levels of security, as the level of privacy or protection needed is going to vary significantly. Computer systems under government control, for example, require a much higher level of security than computers used by students in a university setting. The level of required computer security, then, along with what forms of security are implemented, are going to vary significantly as well.

Implementing computer security may include creating or utilizing secure operating systems, though much of the science associated with this form of security was developed several decades ago. Security architecture is another option, and involves describing how specific security countermeasures and controls are positioned to protect the information technology. Firewalls are an example of security meant to protect computers from threats that travel via the internet or peer to peer connections. Chain of trust techniques are techniques that are used to ensure that all software on a computer is certified as authentic directly from the designers of the system. Access control is used to ensure the separation of privileges, ensuring that only specified people have the right capabilities on a computer system.

There are also cryptographic techniques which transform information into something that is meant to be indecipherable by anyone but approved persons. Information can also be secured for computer security purposes using backup files which allow important files to be protected by creating copies should they ever become corrupted or destroyed.

Essentially, the primary focus of the computer security field of information technology is to protect the integrity of computers, the data contained within them, and any information that may require restricted access. Some level of computer security is needed by anyone who owns a computer, including student computers in a university setting, computers owned and operated by the government, and even the laptop that you use to check your e-mail at night.

Craig Thornburrow is an acknowledged expert in his field. You can get more free advice on a computer security system and computer security product at http://www.computersecurityclinic.com

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How to Make Big Profits Selling Tickets on eBay®

August 26, 2010 at 6:02 pm Filed in:Uncategorized No Comments

Learn to buy concert and sports tickets and make Big Money reselling on eBay® and StubHub. Find which events and teams to buy to get the most return on your money. Learn how to build your own ticket website. How to Make Big Profits Selling Tickets on eBay®

coming soon

August 23, 2010 at 8:14 pm Filed in:Uncategorized No Comments

New Contents coming soon.